Lessons from the KitKat Shipment Theft

The recent theft of a lorry carrying approximately 12 tonnes of KitKat chocolate bars, 423,793 units, across Europe has drawn widespread attention. The shipment, reportedly worth hundreds of thousands of pounds, disappeared en route between Italy and Poland, highlighting just how vulnerable even well-established supply chains can be. Nestlé, the Swiss food conglomerate behind the […]

Meningitis Outbreaks Testing Business Interruption Cover

Recent developments in the UK have brought meningitis back into sharp focus, not only as a public health concern, but as an emerging liability and business interruption risk for employers, venue operators, and event organisers. A changing risk profile The current outbreak linked to a nightclub in Kent highlights how quickly meningococcal disease can spread […]

War Risk, Insurance Premiums and Supply Chain Disruption Amid the US-Iran Conflict

Escalation in hostilities between the United States and Iran has become a material driver of loss volatility for UK and European companies, even where there is no direct operational footprint in the region. The immediate transmission mechanisms are disruption to maritime transit, rapid repricing of war risk, and an expanding set of ‘grey zone’ threats […]