The provision of specialist construction, engineering and power insurance services have been at the heart of W Denis since its formation.
Expert solutions have been provided for organisations around the world, ranging from major developers and consortia, to main contractors through to specialist sub-contractors.
Our highly experienced team have strong relationships with key underwriters in this field, enabling us to procure broad protection on capital projects during their erection, construction and maintenance of operational stages.
Expertise in this area comprises:
- Project Cargo
- Developers Cost Overrun
- Construction All Risks (“CAR”)
- Design & Construct Professional Indemnity
- Inherent / Structural / Latent Defects aka Decennial
- Performance Bonds
- Sub-Contractor Default
- Construction Plant & Machinery
- Single Project Professional Indemnity (“SPPI”)
- Delayed Start Up (“DSU”) / Business Interruption (“BI”)
- Parametric Solutions
- Liquidated Damages
- Political Risks / War / Terrorism
- General Public, Product & Employers Liability
- Erection All Risks (“EAR”)
- Excess / Umbrella Liability
- Civil Engineering Completed Risks (“CECR”)
- Existing Structures / Buildings / Infrastructure
- Legal Indemnity (Rights of Light, Restrictive Covenant, Defective Title, Mineral Rights)
The sectors that we offer and provide these specialist services to comprise:
- Telecoms
- Power Plants
- Financial Institutions
- Transportation & Logistics
- Photovoltaic parks – On & Offshore
- Mining
- Multinationals
- Manufacturing Plants
- Pulp & Paper Manufacturers
- Renewable Energy – Hydro, Wind, Solar, Sea
- Electronics
- Ports & Terminals
- Leisure Parks / Hotels
- Bulk Storage / Chemicals / Gas
- Residential / Tower Blocks / Multi Phase Housing
- Data Centres
- Private Rental Sector
- Utilities (Public & Private)
- Industrial & Commercial Properties
- Civil Infrastructure / Bridges / Dams / Motorways / Tunnels
Method of Execution:
- Lineslip
- Captive (re)insurance
- Reinsurance
- Direct insurance
- Binding Authority
Real Estate
W Denis Group offers a total turnkey insurance solution for the complete life span of a property investment, from the early planning stage, through construction and beyond, to the full lifespan of the occupied building.
For completed properties W Denis can offer the following products and services:
- Building certification – Including building guarantees, electrical test certification, asbestos surveys and lift/plant inspections
- Legal liabilities – Including Operational Liabilities, Public Liability, Property Owners' Liability, Legionellosis Liability, Terrorism Liability, Employers' Liability and Directors' & Officers' for management companies
- Buildings Insurance – Broad form property owners insurance wordings and allowance for incomplete phases still under construction
- Business Interruption Insurance – Including loss of rent, loss of profit, loss of revenue, and advanced rent, profit, and revenue for extensions and additions
- Other risk management matters – Including building safety & security, valuations for reinstatement, inadvertent omissions, failure of tenants and insurances (landlord protection), and privity of contract
Working in partnership with landlords and managing agents, we are able to provide:
- Individual premium allocations for individual buildings or tenants
- Option to invoice landlords, managing agents or individual tenants
- Properties situated outside the UK can have policies issued in a local language with premiums and claims either paid in local currency or GBP Sterling
- Remuneration agreements for landlords and managing agents
