Specialisms

We offer expertise in a wide range of specialisms

We provide (re)insurance solutions to clients operating in an extensive range of industries.

From aviation to construction, education to hospitality, transport to medical care,
our dedicated team of brokers work tirelessly to ensure our clients always receive the best deal.

Aviation Industry

Providing aviation insurance broking services to private airlines, component manufacturers and ground support companies.

We offer a fast and efficient service built on traditional values and based on the understanding of our clients’ specific and intricate insurance needs.

Due to the significant values and limits at risk in the aviation industry, the team operates to the highest standards of professionalism and integrity with total client focus. Our team has extensive experience across the whole spectrum of aviation insurance, while our client base represents a diverse and broad cross-section of the aviation industry.

Biotechnology & Life Science Industry

W Denis provides insurance services to all types of organisations operating in the field of life-science.

We provide insurance on everything from small university spin out projects and new businesses through to R&D laboratories, drug development companies, blood banks, and established medical technology organisations.

Charities/Not For Profit

The activities undertaken by charities are so diverse that each organisation must have a bespoke insurance programme that is tailored to meet its own individual and specific requirements.

W Denis has a thorough understanding of the third sector which enables our expert brokers to deliver insurance policies with sufficient wording, broad coverage and at a competitive premium price.

Chemical Industry

Many challenges are faced by companies operating in the chemical industry. Evolving regulations, a complex legal environment, diverse supply chains, globalisation and tough competition pose continuous problems for risk managers.

W Denis partner with chemical industry risk management experts and specialist underwriters who possess the knowledge, capacity and strong financial security required to survey, assess, design and deliver chemical industry insurance and risk management strategies.

W Denis Group recognises that the concerns of risk managers are no longer restricted to the uncertainty of a major product liability lawsuit, fire or explosion. That is why we offer solutions for the emerging risks associated with intellectual properties and counterfeiting, new environmental responsibilities and product recalls.

 

Construction, Engineering and Power

The provision of specialist Construction, Engineering and Power insurance services have been at the heart of W Denis since its formation.

Expert solutions have been provided for organisations around the world, ranging from major developers and consortia, to main contractors through to specialist sub-contractors. Our highly experienced team have strong relationships with key underwriters in this field, enabling us to procure broad protection on capital projects during their erection, construction and maintenance or operational stages.

Contingency Risk

As the title suggests contingency insurance provides the necessary cover for a future event or circumstance which might possibly happen but cannot be predicted with any certainty.

Our specialist contingency department designs tailor made policies and facilities for our clients utilising Lloyd’s Underwriters as well as Company Markets. With the department based in London, we are able to source contingency insurance solutions which may be difficult to procure in local markets, or are only available from London on more competitive terms.

With our experience and long-standing relationships with all underwriters, we are able to provide fast, innovative solutions alongside an unrivalled service

Corporate Finance Transactions Insurance

W Denis provide expert assessment, opinion and risk transfer solutions to management teams involved in corporate finance transactions.

This service complements the due diligence undertaken by lawyers and accountants. By providing bespoke corporate finance insurance and risk management strategies which can help to both remove obstacles and the chance of an impasse during corporate transactions such as mergers, acquisitions, management buyouts or buy-ins and public offering of securities.

Education Sector

The education sector requires specialist attention from insurance brokers with an in-depth knowledge of the different exposures and coverage requirements of individual organisations.

The legal liability exposure of an adult education college is very different to that of a school for young children. Identifying these individual exposures, together with the risk management controls in place, is key to a broker’s ability to secure a competitively priced and appropriately worded, comprehensive education insurance programme.

W Denis has experience spanning all levels of the education insurance sector and works in partnership with establishments which have an excellent reputation within the sector.

Electronics & Technology Insurance

The constantly evolving world of technological advancement creates new risks. The use of the internet, intellectual properties, nanotechnology and automation are just a few of the considerations for the electronics and technology sector insurance.

The tendency to resort to litigation when something goes wrong is unlikely to diminish and combined with the increasing use of contractual agreements within supply chains relationships, means that a “traditional” insurance policy wording cannot be relied upon. All companies in the electronics and technology sector need an insurance broker who understands the risks and can respond by providing a tailored risk and insurance strategy.

Energy Industry

W Denis is a leading independent (re)insurance broker to the Energy Industry. We provide specialist coverage to a range of companies in the sector, across the down-stream, mid-stream and up-stream segments.

From specialist Engineers involved in offshore exploration and extraction activities, through to multi-billion dollar on shore oil refineries and major distribution pipelines, bulk storage and terminals. W Denis has the experience to advise risk managers in the competitive procurement of comprehensive programme structures. Supported by major (re)insurers in key global markets, as well as specialist niche underwriters.

Partnering with specialist Energy Sector Surveyors, W Denis is able to provide up to date valuations on major assets, combined with Probable Maximum Loss/Estimated Maximum Loss figures, in addition to the usual Construction, Occupation, Protections and Exposure data that quoting underwriters require.

Environmental Risk

Pollution liabilities are no longer the impossible risk management problems they once were. Today, W Denis’ environmental risk offering provides a full range of environmental liability insurance solutions.

From traditional risk transfer for simple operational exposures to custom structured programs designed specifically for complex merger, acquisition or liability relief transactions – we supply you with the cover you require.

Environmental liability insurance solutions go well beyond the traditional world of insurance. In many cases, the insurance policy is capable of lessening the risk of environmental issues formerly thought impossible, thus freeing up assets and returning idle resources to productive use.

Financial Institutions

W Denis Group has an impeccable reputation in the financial sector. This is founded on its ability to listen to its clients, assess what is really needed and then deliver innovative and comprehensive risk transfer solutions at a very competitive price.

W Denis brokers have carved a niche in the sector of insuring financial institutions. This work spans from insurance multinational banking organisations for Bankers Blanket Bonds, through to bespoke Professional Indemnity/ Directors & Officers for emerging FinTech risks. We’ve arranged Credit Insurance facilities for major banks, through to the provision of insurance due diligence services for the M&A arm of an investment bank.

But it doesn’t end there, we created a new type of insurance to protect a bridging loan financier against the risk of its borrowers defaulting along with capacity replacement for one of the world’s leading inherent defect insurance underwriting agencies, and not to forget our procuring E&O/D&O/Fiduciary Insurance for US domiciled entities.

Fine Art, Antiques, Jewellery & Specie

W Denis Insurance Brokers Plc can deliver insurance programmes covering fine art, antiques, jewellery and specie for corporate and institutional organisations.

Our unrivalled network of international contacts in the fine art and specie world is complemented by our partner surveyors who, within one visit, can provide a comprehensive survey of high value property and contents, art collections and collectables.

Food & Drink Manufacturing/ Supply Sector

Businesses operating in the food and drink sector have specific insurance needs compared with other manufacturing and distribution businesses.

The widespread use of composite panelled buildings in the catering sector resulted in underwriters taking a measured approach to acceptance of risk, particularly in areas where “hot cooking” processes are undertaken. The increased fire risk, coupled with additional concerns for malicious product tamper exposure, has resulted in the emergence of a number of specialist insurers to the food and drink sector with the knowledge and capacity to offer suitably comprehensive coverage at a competitive cost.

We offer a free audit of incumbent insurance wordings to enable a professional critique to be undertaken which can identify gaps in cover or onerous conditions, before the design and delivery of an innovative and competitive alternative quotation.

Manufacturing Industry

From the manufacturing of motor homes to surgical implants, train brakes to medicines, agricultural machinery to fireworks, whatever your business, we can offer a tailored manufacturing insurance portfolio at a competitive price.

W Denis employs professional brokers who recognise that every business is different and work closely with clients to fully understand their organisation – the processes, products, risk management profile, etc.

We offer a free audit of incumbent insurance wordings to enable a professional critique to be undertaken, which can identify gaps in cover or onerous conditions before the design and delivery of an innovative and competitive quotation.

Medical Care & Medical Products

W Denis Insurance Brokers Plc is a proven leader in providing comprehensive insurance for healthcare providers and organisations.

Specialist brokers are employed with the experience, responsiveness and flexibility to understand your business and practice issues in a rapidly changing environment.

Multinational Insurance

Globally operating businesses purchase insurance not just to comply with compulsory regulations in different countries, but to also mitigate the uncertainty of financial risks.

W Denis has experience as lead broker on multinational programmes, or can assist other brokers as a local broker representing the “reverse flow” policies for an overseas parent company.

Plastics Industry

W Denis provides expert insurance broking services and competitively priced quotations for all businesses in the plastics industry.

Companies working with polymers face a diverse set of exposures. These range from the benign to the significant, dependent upon the type of material used and the processes to which it is subjected.

A free audit of incumbent insurance wordings is offered to enable a professional critique to be undertaken which can identify gaps in cover or onerous conditions, before the design and delivery of an innovative and competitive alternative quotation

Political Risk, Violence and Terrorism Insurance

We live and work in an increasingly global environment. Many of the opportunities in business in overseas countries, either by way of investments or trading opportunities.

The world is increasingly uncertain – just think of how much the world has changed in the last 10 years, and how many unexpected crises have arisen. Political risk cover can help protect a business against these risks.

Trade risks can be insured as part of a package covering commercial payment risks, or on a standalone basis, depending on the way your trade is being conducted. Payment instruments like letters of credit can help with the commercial risks, but leave your business exposed to political risks – and by the time they become apparent, it may be too late to get the cover you need.

We can help by discussing the way you trade, how that trade is funded, and what risks you face by doing so, and what options are available to offset those risks.

Professional Indemnity Insurance

W Denis are a well-established corporate insurance broker involved in a wide-ranging spectrum of specialist professions, from the traditional such as accountants, architects, engineers, through to emerging professions in fintech, media etc. The W Denis ProFin team provides advice across the sector to any business providing a professional service.

We take pride in sourcing innovative, competitive and professional indemnity insurance solutions. Our dedication to maintaining a first-class service helps to ensure you receive the best possible deal, in addition to policy wording sufficient to the most complex of risks.

We have come a long way since our establishment in 1963. What stays the same is our commitment to finding you a competitive price with honest, expert advice. Discover our intelligence-led professional indemnity insurance solutions today.

Renewable Energy

W Denis provides expert risk management and insurance services to organisations involved in the design, creation, manufacture, erection and operation of renewable energy facilities.

Expert risk management and insurance services for companies involved in: Biomass processing; Carbon capture; Hydroscrews; Power stations, including those using bio-fuels; Solar power; Waste to energy plants; Waste transfer stations; Wave power offshore; Wind turbines on and offshore.

Transport, Logistics & Shipping Industry

W Denis group provides a range of specialist insurance services to shipping companies, ports, freight forwarders, cargo handling terminals and haulage firms. All of these have had to evolve over the years due to an ever-changing regulatory framework and increased competition.

Today’s global supply chain sees value added services such as labelling, sub-assembly and merge-in-transit increasingly demanded upon by logistics operators. Robust risk management coupled with a comprehensive insurance programme, provides the ultimate safety net against the uncertain consequences of many of the emerging exposures arising out of these enhanced activities.